As a Mortgage Agent I am a licensed and educated professional dealing only in mortgages. I have access to numerous lenders with all different products, rates, and guidelines. My job is essentially to play the part of matchmaker between my clients and the lender, ensuring we find the right product for the client. My service as a "mortgage matchmaker" is free 99% of the time. The only time I charge a fee is for private lending options, with which my client would know about the fee beforehand. I represent my clients to the lender, and fight for their file; doing my best to get the deal done.
I love saving money just as much as the next person but when it comes to mortgages it's important to consider more than just the rate. What most people don't know is that not all mortgages are created equal. As a licensed Mortgage Agent my job is to find the best mortgage product for each clients particular needs AT the best rate possible.